IBM ships a couple of default templates with every release of Lotus Notes Domino. There are loads of templates you can download and use free of charge from OpenNTF. And you can find much more when surfing the internet.
I’m not only talking about open source and free of charge tools and templates for every-day-work.
Let me know about your “must-have” gadget or your favorite kewl tool; … post a link to an awesome template; … write your success story; … how do you use standard templates? 😉